Real-time merchant intelligence for the card ecosystem

Spade’s API provides granular merchant, category, and geolocation details, using ground truth—not guesswork—to deliver exceptionally accurate results in real time.

Trusted by customers processing $100B+ in payments each year

How Spade works

  • 1.

    You send Spade the transaction data you’ve generated or received from an outside source.

  • 2.

    Spade’s API takes that data and maps it to a real merchant identity, assigning correct spending categories, geolocation details, and many additional, proprietary fields.

  • 3.

    Spade returns cleaner, richer, more actionable data to your platform in a matter of milliseconds.

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Real
data

Leverage a ground-truth data network that matches transactions to actual merchant identities, instead of relying on scraping and speculation.

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Broader
coverage

Get complete, standardized data for >99.9% of merchants in the U.S., from nationwide chains to small local shops.

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Deeper
insights

Go beyond MCC and NAICs codes to precise spend categories and geographic coordinates, plus additional fields like logo, website, business hours, and customer spending histories.

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Real-time
response

Have your transaction data processed, enhanced, and returned in under 50ms—well within card authorization windows and much faster than other enrichment engines.

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Easy
implementation

Get up and running quickly with a simple, turnkey integration that can be completed in under an hour.

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Secure
solutions

Partner with a SOC 2-certified company backed by seasoned investors and a team of experienced industry experts.

Purpose-built
transaction
enrichment
solutions

Learn More

Developer-
focused

Spade’s API works out of the box with
no complex setup or configuration.

Issuer / processor
agnostic

Integrate in
under an hour

Read The Docs