Real-time merchant intelligence for the card ecosystem
Spade’s API provides granular merchant, category, and geolocation details, using ground truth—not guesswork—to deliver exceptionally accurate results in real time.
Spade’s API provides granular merchant, category, and geolocation details, using ground truth—not guesswork—to deliver exceptionally accurate results in real time.
You send Spade the transaction data you’ve generated or received from an outside source.
Spade’s API takes that data and maps it to a real merchant identity, assigning correct spending categories, geolocation details, and many additional, proprietary fields.
Spade returns cleaner, richer, more actionable data to your platform in a matter of milliseconds.
Leverage a ground-truth data network that matches transactions to actual merchant identities, instead of relying on scraping and speculation.
Get complete, standardized data for >99.9% of merchants in the U.S., from nationwide chains to small local shops.
Go beyond MCC and NAICs codes to precise spend categories and geographic coordinates, plus additional fields like logo, website, business hours, and customer spending histories.
Have your transaction data processed, enhanced, and returned in under 50ms—well within card authorization windows and much faster than other enrichment engines.
Get up and running quickly with a simple, turnkey integration that can be completed in under an hour.
Partner with a SOC 2-certified company backed by seasoned investors and a team of experienced industry experts.
Spade returns clean, enriched data faster, so you can improve your real-time authorization capabilities, implement granular spend controls, and optimize your user experience.
Spade provides greater visibility into customer spending, allowing you to build tailored customer experiences that boost engagement and lifetime value.
With Spade’s exact geographic data, categorizations, and merchant details, you can advance your fraud detection models, monitor transactions more effectively, and shut down suspicious purchases.
Use Spade's merchant insights to detect and prevent transactions stemming from potentially risky merchants to protect customers, reduce chargebacks, and more.
Spade’s API works out of the box with
no complex setup or configuration.
Issuer / processor
agnostic
Integrate in
under an hour