Build the next generation of fintech on better data
Spade provides clean, structured transaction data across cards, ACH, and wires so your teams can launch faster, scale smarter, and build experiences customers trust.
coverage of US & Canadian merchants
coverage of US & Canadian merchants
Fintechs process billions of transactions every. But most of that data is difficult to use.
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
We needed real-time controls that didn't create false declines. Spade's merchant and location data lets us approve legitimate fuel purchases while blocking misuse, and helps save our customers tens of thousands of dollars.
Daniel Simon, Co-founder and CEO
in average annual savings reported by Coast customers with fleets of 10+ vehicles
Spade's granular merchant data allows us to deliver new and innovative rewards on the more than $5 billion in neighborhood spend happening on our platform.
Brandt Smallwood, President
rewarded by Bilt using Spade for accurate, hyper-local attribution
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
We needed real-time controls that didn't create false declines. Spade's merchant and location data lets us approve legitimate fuel purchases while blocking misuse, and helps save our customers tens of thousands of dollars.
Daniel Simon, Co-founder and CEO
in average annual savings reported by Coast customers with fleets of 10+ vehicles
Spade's granular merchant data allows us to deliver new and innovative rewards on the more than $5 billion in neighborhood spend happening on our platform.
Brandt Smallwood, President
rewarded by Bilt using Spade for accurate, hyper-local attribution
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
We needed real-time controls that didn't create false declines. Spade's merchant and location data lets us approve legitimate fuel purchases while blocking misuse, and helps save our customers tens of thousands of dollars.
Daniel Simon, Co-founder and CEO
in average annual savings reported by Coast customers with fleets of 10+ vehicles
Spade's granular merchant data allows us to deliver new and innovative rewards on the more than $5 billion in neighborhood spend happening on our platform.
Brandt Smallwood, President
rewarded by Bilt using Spade for accurate, hyper-local attribution
Build with an API that knows MGRSBUX53846 isn’t where your customer stopped for coffee
Move ideas from concept to customer faster
Replace manual mapping and logic maintenance with an enrichment API that scales automatically as you grow.
Give everyone the context they need
Spade matches every transaction to verified merchant identities, giving everyone the reliable context they need to build and ship with confidence.
Build everything on a single data foundation
Clean, structured merchant data that’s consistent across cards, ACH, wires and aggregated sources, so every team works from the same foundation.
Simplify your systems, not your standards
Spade consolidates what used to require merchant databases, enrichment feeds, and internal builds into one API built for real-time and batch enrichment.
Fintechs building on Spade
“We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.”
enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk