Analytics & AI

From raw transactions to real intelligence

Power next-generation analytics and AI systems with verified merchant and transaction context.

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Millions of transactions enriched daily
<50 ms response time
Trusted by $100B+ in payments

Millions of transactions enriched daily
<50 ms response time
Trusted by $100B+ in payments

{ "name": "Fogo de Chão" "categoryName": "Restaurants" "id": "b15a8c47-cb9b-314b-bd57-b5db6f4b8e8b" "address": "668 6th Ave” "addressLine1": "668 6th Ave" }

Analytics, marketing and AI teams spend more time cleaning data than creating insight.

{ "addressLine2": null "city": "San Diego" "region": "CA" "postalCode": "92101" "country": "USA” }

Messy to insight-ready in milliseconds

Spade turns messy payment data into structured intelligence that makes analytics faster and AI models smarter.

Uncover customer insights, instantly

Get immediate visibility into spending behavior and customer needs — powering smarter marketing, loan targeting, cross-sell, and executive insight.

Accelerate insight generation

Replace months of cleanup with instant, API-delivered enrichment for millions of transactions.

Unify analytics and operations

Connect teams around a single, trusted data layer that powers consistent reporting and decision-making.

Scale with confidence

Process billions of data points in real time — with performance proven across $100B+ in payments every month.

We’re excited to be working with the Spade team to ensure our members benefit from the speed, accuracy, and detail of the data Spade provides.
Brandt Smallwood, President

Local businesses in Bilt's rewards network, accurately matched to transactions using Spade

We need partners who can move at our pace and deliver quality at the same time. Spade's been great on both — fast to implement, responsive as we scale, and the data quality is exactly what our card programs need.
Fitz Tepper, Chief Operating Officer

We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO

enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk

>0%

We’re excited to be working with the Spade team to ensure our members benefit from the speed, accuracy, and detail of the data Spade provides.
Brandt Smallwood, President

Local businesses in Bilt's rewards network, accurately matched to transactions using Spade

We need partners who can move at our pace and deliver quality at the same time. Spade's been great on both — fast to implement, responsive as we scale, and the data quality is exactly what our card programs need.
Fitz Tepper, Chief Operating Officer

We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO

enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk

>0%

We’re excited to be working with the Spade team to ensure our members benefit from the speed, accuracy, and detail of the data Spade provides.
Brandt Smallwood, President

Local businesses in Bilt's rewards network, accurately matched to transactions using Spade

We need partners who can move at our pace and deliver quality at the same time. Spade's been great on both — fast to implement, responsive as we scale, and the data quality is exactly what our card programs need.
Fitz Tepper, Chief Operating Officer

We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO

enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk

>0%

Two paths. One intelligence platform.

Build on enriched data directly, or deploy Spade’s AI Agent as your intelligence layer to generate enterprise-grade analytics across products, customers, and cohorts.

Cleaner data. Faster analysis.

Connect your transaction feeds

Spade’s API ingests card, ACH, and Off-us data, normalizing structures and identifiers for enrichment.

Map every transaction to its source

Each record is linked to a verified merchant with accurate name, category, and location.

Unify across payment types

Spade standardizes categories and identifiers so all your systems speak the same data language.

Feed your analytics stack

Structured data flows directly into your warehouse or ML pipelines for immediate use.

Share your training objectives

Define model goals or tagging needs within your analytics or ML workflows.

Let the Agent enrich and label

The AI Agent automatically verifies, tags, and structures transaction data for model-ready accuracy.

Generate intelligence in real time

Your systems receive clean, verified data continuously — ready for prediction or reporting.

Learn and improve

The Agent refines performance using feedback loops across the Spade network, improving tagging precision over time.

Turn raw spend data into market intelligence

Beyond financial institutions, hedge funds and analytics providers use Spade to bring structure to massive consumer spend panels — tagging every transaction to the right merchant and turning raw data into real market insight.