Reduce questions, build customer confidence
Spade helps banks improve how transactions appear across digital channels, turning confusing strings into recognizable, verified merchants that customers can trust.
- 99.9% US & Canada coverage
- <50 ms latency
- 99% enrichment accuracy
- 99.9% US & Canada coverage
- <50 ms latency
- 99% enrichment accuracy
Confusion to clarity in under 50 milliseconds
Spade’s enrichment engine cleans and contextualizes transaction data before it ever reaches your app or statement.
Make transactions readable
Display real business names, logos, and addresses across cards and transfers.
Reduce support costs
Cut call volume by helping customers identify legitimate purchases at a glance.
Speed up disputes
Provide consistent counterparty data that shortens investigation cycles and improves resolution rates.
Integrate seamlessly
Upgrade the customer experience without maintaining internal enrichment tools or manual data pipelines.
Spade's verified merchant data powers personalized rewards at Cash App, enabling the team to customize offers based on real spending behavior instead of guessing at customer preferences.
Cash App customers see clearer, more consistent transaction data enriched by Spade
We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO
enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
Spade's verified merchant data powers personalized rewards at Cash App, enabling the team to customize offers based on real spending behavior instead of guessing at customer preferences.
Cash App customers see clearer, more consistent transaction data enriched by Spade
We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO
enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
Spade's verified merchant data powers personalized rewards at Cash App, enabling the team to customize offers based on real spending behavior instead of guessing at customer preferences.
Cash App customers see clearer, more consistent transaction data enriched by Spade
We make Spade's merchant data available across our rules engine and machine learning models so our customers can use it to stop more fraud and reduce disputes. Clearer merchant context means fewer false positives on legitimate transactions and better protection against actual risk.
Soups Ranjan, Co-Founder and CEO
enrichment accuracy enables Sardine’s fraud models to provide better protection against actual risk
PayPal uses Spade to reduce customer confusion and disputes by showing clear, verified merchant names instead of inconsistent descriptors across tens of millions of transactions each day.
accuracy across payment types
Whether you’re enriching and displaying merchant data yourself or letting the Experience Agent automate it, every transaction becomes instantly recognizable to the customer.
Cleaner data. Clearer experiences.
Automated clarity. Scaled effortlessly.
Cleaner data. Clearer experiences.
Connect your payment feeds
Link card, ACH, or aggregated transaction data directly to Spade’s API.
Add verified merchant context
Each transaction is matched to a verified merchant with standardized name, logo, category, and coordinates.
Deliver real-time results
Spade returns enriched data in under 50 ms for seamless in-app rendering.
Track performance manuallY
Your analytics team monitors engagement, dispute rates, and UX metrics internally.
Built for every digital banking experience
Build faster with cleaner data
Accelerate product innovation with a clean data layer that supports analytics, AI, and compliance workflows.
Unify intelligence across the enterprise
Consolidate disparate data sources into one trusted foundation for risk modeling, reporting, and customer insight.
Give models a source of truth
Train models on verified merchant and transaction data — turning structured intelligence into actionable prediction.
Power every product with precision
Enhance your data products with verified enrichment that unlocks new insights for partners and customers.
